ZIP Code 95007 Demographics

Santa Cruz County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95007 compared to county averages.

Total Population

359

↓ 99.9% vs county

Median HH Income

$190,682

↑ +82.6% vs county

Median Home Value

$827,400

↓ 13.0% vs county

Median Age

49.6 yrs

↓ +26.5% vs county

Unemployment Rate

4.3%

↑ 27.0% vs county

Income & Housing Comparison

How ZIP 95007 compares to Santa Cruz County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95007 $191k Santa Cruz $104k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95007 $827k Santa Cruz $951k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

30.0%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

76.8%

of occupied housing units are owner-occupied

Median Gross Rent

—

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95007 using local Census metrics.

Median Home Value$827,400
Down Payment (20%)$165,480
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$5,252P&I: $4184 | Tax: $827 | Ins: $241
Rent (Local Median)
$1,500
Renting is CheaperRenting is estimated to save you $3,752/month compared to buying costs.

How Does 95007 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95007 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95007, sorted by distance.

95005 1.2 mi away santa cruz county 95018 3.4 mi away santa cruz county 95041 4.6 mi away santa cruz county 95060 5.0 mi away santa cruz county 95006 5.0 mi away santa cruz county 95066 5.7 mi away santa cruz county 95017 7.4 mi away santa cruz county 95064 8.3 mi away santa cruz county

About Santa Cruz County

Santa Cruz County is located in California and has a total population of 268,571. The county's median household income is $104,409 and median home value is $951,300. ZIP code 95007 is one of many ZCTAs within this county.

View all ZIP codes in Santa Cruz County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.