ZIP Code 95017 Demographics

Santa Cruz County, California  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 95017 compared to county averages.

Total Population

907

↓ 99.7% vs county

Median HH Income

$78,542

↓ 24.8% vs county

Median Home Value

$1,028,800

↑ +8.1% vs county

Median Age

38.2 yrs

↑ 2.6% vs county

Unemployment Rate

6.8%

↓ +15.0% vs county

Income & Housing Comparison

How ZIP 95017 compares to Santa Cruz County and California overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 95017 $79k Santa Cruz $104k California $92k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 95017 $1.0M Santa Cruz $951k California $659k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

24.1%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

45.5%

of occupied housing units are owner-occupied

Median Gross Rent

$1,703

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 95017 using local Census metrics.

Median Home Value$1,028,800
Down Payment (20%)$205,760
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$6,531P&I: $5202 | Tax: $1029 | Ins: $300
Rent (Local Median)
$1,703
Renting is CheaperRenting is estimated to save you $4,828/month compared to buying costs.

How Does 95017 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 95017 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 95017, sorted by distance.

95006 6.8 mi away santa cruz county 95007 7.4 mi away santa cruz county 95060 8.3 mi away santa cruz county 95005 8.5 mi away santa cruz county 94060 9.7 mi away san mateo county 95018 10.3 mi away santa cruz county 95041 10.8 mi away santa cruz county 95064 12.8 mi away santa cruz county

About Santa Cruz County

Santa Cruz County is located in California and has a total population of 268,571. The county's median household income is $104,409 and median home value is $951,300. ZIP code 95017 is one of many ZCTAs within this county.

View all ZIP codes in Santa Cruz County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.