ZIP Code 42634 Demographics

McCreary County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 42634 compared to county averages.

Total Population

1,920

↓ 88.6% vs county

Median HH Income

$29,000

↓ 17.1% vs county

Median Home Value

$55,200

↓ 35.3% vs county

Median Age

33.7 yrs

↑ 14.0% vs county

Unemployment Rate

4.6%

↑ 17.5% vs county

Income & Housing Comparison

How ZIP 42634 compares to McCreary County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 42634 $29k McCreary $35k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 42634 $55k McCreary $85k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

3.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

88.2%

of occupied housing units are owner-occupied

Median Gross Rent

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 42634 using local Census metrics.

Median Home Value$55,200
Down Payment (20%)$11,040
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$350P&I: $279 | Tax: $55 | Ins: $16
Rent (Local Median)
$1,500
Buying is CheaperBuying a home is estimated to save you $1,150/month compared to local rents.

How Does 42634 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 42634 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 42634, sorted by distance.

About McCreary County

McCreary County is located in Kentucky and has a total population of 16,892. The county's median household income is $35,000 and median home value is $85,300. ZIP code 42634 is one of many ZCTAs within this county.

View all ZIP codes in McCreary County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.