ZIP Code 42635 Demographics

McCreary County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 42635 compared to county averages.

Total Population

4,906

↓ 71.0% vs county

Median HH Income

$37,946

↑ +8.4% vs county

Median Home Value

$103,300

↑ +21.1% vs county

Median Age

44.7 yrs

↓ +14.0% vs county

Unemployment Rate

6.8%

↓ +21.9% vs county

Income & Housing Comparison

How ZIP 42635 compares to McCreary County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 42635 $38k McCreary $35k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 42635 $103k McCreary $85k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

3.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

60.6%

of occupied housing units are owner-occupied

Median Gross Rent

$437

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 42635 using local Census metrics.

Median Home Value$103,300
Down Payment (20%)$20,660
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$655P&I: $522 | Tax: $103 | Ins: $30
Rent (Local Median)
$437
Renting is CheaperRenting is estimated to save you $218/month compared to buying costs.

How Does 42635 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 42635 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 42635, sorted by distance.

42638 4.0 mi away mccreary county 42649 4.1 mi away mccreary county 42631 6.1 mi away mccreary county 42653 7.5 mi away mccreary county 42647 11.8 mi away mccreary county 42634 13.8 mi away mccreary county 42633 25.1 mi away wayne county 42603 35.5 mi away clinton county

About McCreary County

McCreary County is located in Kentucky and has a total population of 16,892. The county's median household income is $35,000 and median home value is $85,300. ZIP code 42635 is one of many ZCTAs within this county.

View all ZIP codes in McCreary County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.