ZIP Code 40313 Demographics

Rowan County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40313 compared to county averages.

Total Population

2,593

↓ 89.4% vs county

Median HH Income

$51,260

↑ +2.4% vs county

Median Home Value

$98,600

↓ 34.2% vs county

Median Age

38.8 yrs

↓ +26.8% vs county

Unemployment Rate

2.8%

↑ 39.0% vs county

Income & Housing Comparison

How ZIP 40313 compares to Rowan County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40313 $51k Rowan $50k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40313 $99k Rowan $150k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

10.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

66.0%

of occupied housing units are owner-occupied

Median Gross Rent

$943

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40313 using local Census metrics.

Median Home Value$98,600
Down Payment (20%)$19,720
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$627P&I: $499 | Tax: $99 | Ins: $29
Rent (Local Median)
$943
Buying is CheaperBuying a home is estimated to save you $316/month compared to local rents.

How Does 40313 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 40313 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40313, sorted by distance.

About Rowan County

Rowan County is located in Kentucky and has a total population of 24,551. The county's median household income is $50,038 and median home value is $149,900. ZIP code 40313 is one of many ZCTAs within this county.

View all ZIP codes in Rowan County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.