ZIP Code 40351 Demographics

Rowan County, Kentucky  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 40351 compared to county averages.

Total Population

22,738

↓ 7.4% vs county

Median HH Income

$49,339

↓ 1.4% vs county

Median Home Value

$153,800

↑ +2.6% vs county

Median Age

29.8 yrs

↑ 2.6% vs county

Unemployment Rate

5.5%

↓ +19.0% vs county

Income & Housing Comparison

How ZIP 40351 compares to Rowan County and Kentucky overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 40351 $49k Rowan $50k Kentucky $60k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 40351 $154k Rowan $150k Kentucky $177k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

13.3%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

61.0%

of occupied housing units are owner-occupied

Median Gross Rent

$739

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 40351 using local Census metrics.

Median Home Value$153,800
Down Payment (20%)$30,760
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$977P&I: $778 | Tax: $154 | Ins: $45
Rent (Local Median)
$739
Renting is CheaperRenting is estimated to save you $238/month compared to buying costs.

How Does 40351 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 40351 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 40351, sorted by distance.

40313 5.2 mi away rowan county 40371 13.1 mi away bath county 41049 13.4 mi away fleming county 41171 18.6 mi away elliott county 41421 19.1 mi away morgan county 41149 22.7 mi away elliott county

About Rowan County

Rowan County is located in Kentucky and has a total population of 24,551. The county's median household income is $50,038 and median home value is $149,900. ZIP code 40351 is one of many ZCTAs within this county.

View all ZIP codes in Rowan County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.