ZIP Code 45404 Demographics

Montgomery County, Ohio  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 45404 compared to county averages.

Total Population

10,380

↓ 98.1% vs county

Median HH Income

$34,805

↓ 43.8% vs county

Median Home Value

$68,200

↓ 55.8% vs county

Median Age

32.1 yrs

↑ 17.7% vs county

Unemployment Rate

10.1%

↓ +72.3% vs county

Income & Housing Comparison

How ZIP 45404 compares to Montgomery County and Ohio overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 45404 $35k Montgomery $62k Ohio $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 45404 $68k Montgomery $154k Ohio $183k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

4.6%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

41.9%

of occupied housing units are owner-occupied

Median Gross Rent

$884

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 45404 using local Census metrics.

Median Home Value$68,200
Down Payment (20%)$13,640
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$433P&I: $345 | Tax: $68 | Ins: $20
Rent (Local Median)
$884
Buying is CheaperBuying a home is estimated to save you $451/month compared to local rents.

How Does 45404 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 45404 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 45404, sorted by distance.

45403 1.7 mi away montgomery county 45405 2.9 mi away montgomery county 45410 2.9 mi away montgomery county 45402 3.3 mi away montgomery county 45406 4.3 mi away montgomery county 45414 4.5 mi away montgomery county 45424 4.7 mi away montgomery county 45431 4.7 mi away montgomery county

About Montgomery County

Montgomery County is located in Ohio and has a total population of 536,121. The county's median household income is $61,942 and median home value is $154,300. ZIP code 45404 is one of many ZCTAs within this county.

View all ZIP codes in Montgomery County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.