ZIP Code 45431 Demographics

Montgomery County, Ohio  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 45431 compared to county averages.

Total Population

26,446

↓ 95.1% vs county

Median HH Income

$75,293

↑ +21.6% vs county

Median Home Value

$181,700

↑ +17.8% vs county

Median Age

34.3 yrs

↑ 12.1% vs county

Unemployment Rate

2.6%

↑ 55.7% vs county

Income & Housing Comparison

How ZIP 45431 compares to Montgomery County and Ohio overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 45431 $75k Montgomery $62k Ohio $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 45431 $182k Montgomery $154k Ohio $183k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

18.5%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

53.2%

of occupied housing units are owner-occupied

Median Gross Rent

$1,240

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 45431 using local Census metrics.

Median Home Value$181,700
Down Payment (20%)$36,340
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,154P&I: $919 | Tax: $182 | Ins: $53
Rent (Local Median)
$1,240
Buying is CheaperBuying a home is estimated to save you $86/month compared to local rents.

How Does 45431 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 45431 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 45431, sorted by distance.

45432 1.8 mi away greene county 45433 3.5 mi away greene county 45403 3.6 mi away montgomery county 45410 4.3 mi away montgomery county 45404 4.7 mi away montgomery county 45301 4.8 mi away greene county 45424 5.9 mi away montgomery county 45402 6.9 mi away montgomery county

About Montgomery County

Montgomery County is located in Ohio and has a total population of 536,121. The county's median household income is $61,942 and median home value is $154,300. ZIP code 45431 is one of many ZCTAs within this county.

View all ZIP codes in Montgomery County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.