ZIP Code 45320 Demographics

Preble County, Ohio  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 45320 compared to county averages.

Total Population

15,525

↓ 62.1% vs county

Median HH Income

$64,828

↓ 2.3% vs county

Median Home Value

$160,800

↑ +1.3% vs county

Median Age

43.7 yrs

↓ +1.6% vs county

Unemployment Rate

2.9%

↑ 15.0% vs county

Income & Housing Comparison

How ZIP 45320 compares to Preble County and Ohio overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 45320 $65k Preble $66k Ohio $67k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 45320 $161k Preble $159k Ohio $183k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

13.4%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

77.1%

of occupied housing units are owner-occupied

Median Gross Rent

$812

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 45320 using local Census metrics.

Median Home Value$160,800
Down Payment (20%)$32,160
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$1,021P&I: $813 | Tax: $161 | Ins: $47
Rent (Local Median)
$812
Renting is CheaperRenting is estimated to save you $209/month compared to buying costs.

How Does 45320 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 45320 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 45320, sorted by distance.

45321 8.6 mi away preble county 45381 8.8 mi away preble county 45338 10.4 mi away preble county 45382 11.2 mi away preble county 45345 14.9 mi away montgomery county 45378 15.0 mi away preble county 45309 15.6 mi away montgomery county 45346 16.1 mi away darke county

About Preble County

Preble County is located in Ohio and has a total population of 40,929. The county's median household income is $66,355 and median home value is $158,700. ZIP code 45320 is one of many ZCTAs within this county.

View all ZIP codes in Preble County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.