ZIP Code 74820 Demographics

Pontotoc County, Oklahoma  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 74820 compared to county averages.

Total Population

31,368

↓ 17.7% vs county

Median HH Income

$58,703

↓ 1.3% vs county

Median Home Value

$156,000

↑ +3.0% vs county

Median Age

36.3 yrs

↑ 2.7% vs county

Unemployment Rate

4.1%

↑ 5.1% vs county

Income & Housing Comparison

How ZIP 74820 compares to Pontotoc County and Oklahoma overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 74820 $59k Pontotoc $59k Oklahoma $61k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 74820 $156k Pontotoc $152k Oklahoma $171k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

17.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

62.6%

of occupied housing units are owner-occupied

Median Gross Rent

$851

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 74820 using local Census metrics.

Median Home Value$156,000
Down Payment (20%)$31,200
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$991P&I: $789 | Tax: $156 | Ins: $46
Rent (Local Median)
$851
Renting is CheaperRenting is estimated to save you $140/month compared to buying costs.

How Does 74820 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 74820 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 74820, sorted by distance.

74843 9.2 mi away pontotoc county 74842 12.6 mi away pontotoc county 74865 13.6 mi away pontotoc county 74872 15.4 mi away garvin county 74871 15.8 mi away pontotoc county 74534 23.0 mi away coal county 74836 23.2 mi away johnston county 73086 25.6 mi away murray county

About Pontotoc County

Pontotoc County is located in Oklahoma and has a total population of 38,116. The county's median household income is $59,457 and median home value is $151,500. ZIP code 74820 is one of many ZCTAs within this county.

View all ZIP codes in Pontotoc County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.