ZIP Code 74865 Demographics

Pontotoc County, Oklahoma  ·  ACS 2022 5-Year Estimates

ACS 2022 Data

Population & Income Overview

Key statistics for ZIP code 74865 compared to county averages.

Total Population

2,020

↓ 94.7% vs county

Median HH Income

$68,194

↑ +14.7% vs county

Median Home Value

$119,700

↓ 21.0% vs county

Median Age

36.5 yrs

↑ 2.1% vs county

Unemployment Rate

7.3%

↓ +69.1% vs county

Income & Housing Comparison

How ZIP 74865 compares to Pontotoc County and Oklahoma overall. Data from ACS 2022 5-year estimates.

Median Household Income ZIP 74865 $68k Pontotoc $59k Oklahoma $61k

Source: ACS 2022 5-Year Estimates, Table B19013

Median Home Value ZIP 74865 $120k Pontotoc $152k Oklahoma $171k

Source: ACS 2022 5-Year Estimates, Table B25077

Education & Employment

Bachelor's Rate

14.8%

of adults 25+ hold a bachelor's degree or higher

Owner Occupancy

88.5%

of occupied housing units are owner-occupied

Median Gross Rent

$892

per month including utilities

Rent vs. Buy Affordability

Compare estimated monthly costs of home ownership vs renting in ZIP Code 74865 using local Census metrics.

Median Home Value$119,700
Down Payment (20%)$23,940
Interest Rate6.5%
Loan Term

Estimated Monthly Costs

Buy (Mortgage, Tax, Ins.)
$760P&I: $605 | Tax: $120 | Ins: $35
Rent (Local Median)
$892
Buying is CheaperBuying a home is estimated to save you $132/month compared to local rents.

How Does 74865 Compare?

Enter another ZIP code to see a side-by-side comparison.

Location & Neighboring Areas

Interactive map showing ZIP code 74865 (blue pin) and surrounding areas (purple pins). Click pins to view details.

Nearby ZIP Codes

ZIP codes geographically closest to 74865, sorted by distance.

74843 5.5 mi away pontotoc county 73086 12.8 mi away murray county 74820 13.6 mi away pontotoc county 74872 16.1 mi away garvin county 74557 64.4 mi away pushmataha county

About Pontotoc County

Pontotoc County is located in Oklahoma and has a total population of 38,116. The county's median household income is $59,457 and median home value is $151,500. ZIP code 74865 is one of many ZCTAs within this county.

View all ZIP codes in Pontotoc County

Data source: American Community Survey (ACS) 2022 5-Year Estimates, U.S. Census Bureau. ZCTAs (ZIP Code Tabulation Areas) are used as proxies for USPS ZIP codes. Some USPS ZIP codes may not have a corresponding ZCTA.